Privacy Policy for Bank Balance Check Passbook
Privacy Policy
“Bank Balance Check Passbook” (“we”, “our”, or “us”) values your privacy and is committed to protecting your information.
This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application (the “App”).
1. Information We Collect
a) SMS Messages (Core Functionality)
Our App may request access to your SMS messages strictly to provide core features such as:
- Identifying bank-related SMS messages
- Extracting transaction details
- Displaying account balance insights
- Creating a passbook-style transaction view
Important:
- We do NOT send SMS messages from your device
- We do NOT upload, store, or share SMS data externally
- All SMS processing happens locally on your device only
b) Phone Permissions (Call & Phone State)
We may request phone-related permissions to:
- Enable users to call official bank numbers for balance inquiry
- Detect call status for optional features (e.g., post-call actions)
Important:
- We do NOT initiate calls without user interaction
- We do NOT record calls
- We do NOT store or share call logs
c) Overlay Permission (Optional)
The App may request overlay permission to:
- Display quick banking actions after completing a phone call
This feature is:
- Completely optional
- User-controlled
- Does not collect or transmit personal data
d) Device & Usage Information
We may collect limited non-personal information such as:
- Device model and operating system
- App usage statistics
- Crash logs and performance data
Purpose: To improve app stability and performance (e.g., crash reporting tools)
e) Advertising Data
We use third-party advertising services (such as Google AdMob), which may collect:
- Advertising ID
- Device information
- Ad interaction data
This helps us show relevant ads and keep the App free.
2. How We Use Information
We use collected information only to:
- Provide bank balance and transaction features
- Enable missed call banking functionality
- Improve app performance and reliability
- Display advertisements
3. Data Sharing
We do NOT sell your personal data.
We may share limited information with:
- Service Providers (e.g., analytics, crash reporting)
- Advertising Partners (for ad display only)
- Legal Authorities (if required by law)
4. Financial Data Disclaimer
- We do NOT access your bank account directly
- We do NOT collect banking credentials, PINs, or passwords
All displayed information is derived from:
- SMS messages already on your device
- Official bank services (missed call/SMS banking)
5. Data Security
- All sensitive data (like SMS content) is processed locally
- We implement reasonable security measures
However, overall device security depends on your device settings and environment.
6. Data Retention
- We do NOT store personal data on our servers
- SMS and call data remain on your device unless deleted by you
7. Your Rights
You have full control over your data. You can:
- Revoke permissions anytime via device settings
- Disable features that require sensitive permissions
- Uninstall the App to remove all access
8. Children’s Privacy
This App is not intended for children under 13 years.
We do not knowingly collect data from children.
9. Third-Party Services
The App may use third-party services that may collect information in accordance with their own privacy policies:
These third-party services operate independently, and we are not responsible for their practices. We recommend reviewing their policies.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Any changes will be reflected with an updated “Last Updated” date.
11. Contact Us
If you have questions or concerns about this Privacy Policy, contact us at:
📧 Email: hdantaliya@gmail.com