Terms and Conditions for Bank Balance Check Passbook

Terms and Conditions

1. Introduction

Welcome to “Bank Balance Check Passbook” (referred to as the “App”, “Service”, “we”, “our”, or “us”).

By downloading, installing, or using this App, you agree to comply with and be bound by these Terms and Conditions.

If you do not agree with these Terms, please do not use the App.

2. Description of Service

Bank Balance Check Passbook is a utility application that helps users access and view banking-related information using publicly available services.

Key features include:

  • Reading bank-related SMS messages on your device
  • Displaying account balance summaries
  • Providing a passbook-style transaction overview
  • Enabling quick access to official bank missed-call services
  • Optional post-call quick actions

Important:

  • The App does not connect to any bank servers
  • All data is derived from SMS messages already present on your device and official bank services
  • All processing happens locally on your device only

3. No Bank Affiliation

This App is not affiliated with, endorsed by, or associated with any bank or financial institution.

All trademarks, logos, and names belong to their respective owners and are used only for identification purposes.

4. Eligibility

You must be at least 13 years old (or the legal minimum age in your country) to use this App.

By using the App, you confirm that you meet this requirement.

5. Permissions Required

To provide its functionality, the App may request the following permissions:

  • SMS Permission: To read and analyze bank-related messages
  • Phone Permission: To initiate calls to official bank numbers and detect call status
  • Overlay Permission (Optional): To display quick actions after calls
  • Internet Permission: For ads, analytics, and performance improvements

All permissions are requested transparently and require your consent.

6. User Responsibilities

By using this App, you agree to:

  • Use the App only for lawful purposes
  • Not misuse, hack, or attempt unauthorized access
  • Not reverse engineer or modify the App

You are solely responsible for your use of the App.

7. Accuracy & Disclaimer

The App displays information based only on SMS messages received on your device.

We do not guarantee:

  • Accuracy or completeness of data
  • Real-time updates
  • Availability of all transactions

Important:

  • This App is not a banking service
  • We do not provide financial or legal advice
  • Always verify financial details with your bank before making decisions

8. Privacy

Your use of the App is also governed by our Privacy Policy.

Sensitive data (such as SMS content) is processed locally on your device and is not stored or shared externally.

9. Third-Party Services & Ads

The App may use third-party services to improve functionality, analytics, and monetization.

These services may collect limited information in accordance with their own privacy policies.

We currently use:

These third-party services operate independently, and we are not responsible for their practices. We recommend reviewing their policies.

10. Service Availability

We aim to provide a smooth experience but do not guarantee uninterrupted service.

Functionality may depend on:

  • Mobile network availability
  • SMS delivery from banks
  • Internet connectivity

11. Limitation of Liability

To the maximum extent permitted by law, we are not responsible for:

  • Financial losses or decisions based on App data
  • Incorrect, delayed, or missing SMS information
  • Technical issues or service interruptions

Use of the App is at your own risk.

12. Intellectual Property

All rights related to the App, including design, content, and technology, are owned by us and protected by law.

You may not copy, modify, or distribute any part of the App without permission.

13. Termination

We may suspend or terminate your access if you violate these Terms.

You may stop using the App at any time by uninstalling it.

14. Changes to Terms

We may update these Terms from time to time.

Continued use of the App means you accept the updated Terms.

15. Contact Us

If you have any questions about these Terms and Conditions, contact us at:

📧 Email: hdantaliya@gmail.com

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